Cannot read any NFC tag but Apple Pay working fine on Iphone12

Hi !

I've an Iphone12 and a can't read any NFC tag since IOS 17.X I think (Try with Yubico Key, Fiio BTR5 and a Sony headset). Apple Pay still work fine, I use it everyday. (No changes with IOS 18 installed yesterday).

Can it be an hardware issue on NFC antena side, even if ApplePay work, or like, I think, it's more likely to be a software issue ?

What can I do about that ?

Btw my GF Iphone12 can read all of these. The only difference is that mine is from US and her one is from Europe.

Thanks :)